Monday, April 1, 2024

Cruise FAQ: Saving Money

how much cash to bring on a cruise

I also put all our change in a jar or safety box leading up to a cruise then turn into our bank for cash to take along. But understand your questions is very dependent on ports visited and your spending habits. However, some expenses such as gratuities, purchases from vending machines or gift shops, and fees for certain services may require cash. This amount may cover expenses like food, souvenirs, and activities on shore. Additionally, bringing smaller denominations of bills and coins may be helpful for tipping, vending machines, and other smaller expenses. Sometimes you will need cash, especially for additional tips when you disembark.

Register your credit card before you cruise

For over 15 years she has shared her love of Disney Parks, Disney Cruises and Universal Orlando. In over 30 years of Disney Travel she has spent countless months in Disney Parks and has sailed on over 45 cruises. A British native and now a United States resident she splits her time between California, Florida and the UK. She helps over 200,000 people per month follow their Disney travel dreams. If you are sailing to any of these countries it would be wise to have some cash in the local currency. You may be able to easily get cash from your own bank before you travel.

how much cash to bring on a cruise

How Much Money Should You Bring on a Cruise?

Let your cruise line know about any occasion you want to celebrate, and they may offer something to make it more memorable. Guests are also given a 15% service charge for bar expenses and wine purchases. Imagine strolling through Venice hand in hand with your loved one when they suddenly spot a gelateria. They’re dying for a chocolate gelato, but they left their wallet behind. It’s the perfect opportunity to treat your partner to something too small for a credit card but too sweet to pass up.

You May Need Cash For Use During Port Calls

We always come home with a lot of it but preferred to be prepared. We are doing Alaska in May and plan on more cash as we need to pay for some of our private excursions in cash. While you can charge your Sail & Sign account with cash at the Guest Services desk or at a kiosk onboard, it’s important to note that this may come with additional fees or restrictions. A longer cruise of 7-10 days or more may result in higher overall spending as there is more time to participate in onboard and shore activities.

There are ATMs onboard most cruise ships; however, they tend to have a fee per transaction (many $6.50) in addition to any charges you may incur from your bank or card issuer. Starting with the friendly porters at the cruise terminal, a couple of dollars per bag is often what many people feel is appropriate. Many people like to tip bar staff $1 or $2 per drink, although in most cases, you can add this to your bill. Crew members on many premium line often rely on tips from passengers to supplement their incomes.

Cruise Expenses to Add to Your Shipboard Account

By factoring in these expenses, you can ensure that you have enough cash on hand to cover all aspects of your trip and make the most of your cruise experience. That said if you do like to buy souvenirs and gifts it may be worth bringing some cash. Shops will almost always take credit/debit cards but you may want to buy something from a market stall or smaller trader which doesn’t have credit card functionality. If you are likely to use public transport or taxis in any of your ports it is a good idea to budget some cash for these. In most places, you are able to use credit/debit cards instead of cash, particularly in the UK and Europe. Cruise lines now offer prepaid options for gratuities to your room steward and dining room waiters.

11 Things You Should Never Do On a Cruise - Condé Nast Traveler

11 Things You Should Never Do On a Cruise.

Posted: Mon, 23 Nov 2020 08:00:00 GMT [source]

Are You Paying For Your Onboard Expenses In Cash?

Any surplus, I use to clear my on board account on the last day, leaving enough for last day expenses. Your account will be missing the funds until the process works through the system. Really, porters and taxis to/from the ship are the only thing you might need cash for since they are not involved with the ship at all.

If you do run out of cash while in the casino, you can usually withdraw more from the casino cashier or use your Sail & Sign card to charge additional funds to your onboard account. Always check how much the charges are before you leave home, and ideally have at least one card where there are no foreign transaction fees charged. Secondly, when possible, I try to support some local establishments and vendors. Credit card companies can charge a couple of percentage points for transactions, which can be significant to smaller companies. Profit margins for many restaurants, however around 3-5%, so credit card processing fees can make a significant dent in their overall profitability.

Gratuities (Tips)

Still, it’s a good idea to have cash for the tip because you may not have the option to add a gratuity with your credit card. Although tipping is not expected in some countries, the standard amount ranges from 10% to 20% of your bill. Ultimately, the amount of cash you should bring on a cruise will depend on your personal spending habits, the destinations you’ll be visiting, and the activities you plan to engage in. By carefully planning and budgeting, you can ensure that you have enough cash to cover your expenses and make the most of your cruise experience.

Most shipboard expenses will be charged to your sea pass card and settled at the end of the cruise (by credit card). We bring cash for on board expenses like the casino, tips for room service, bartenders, and additional tips for room steward, dining staff and Diamond concierge. Bring cash for ports for things like taxis and small purchases. For us, we have our casino budget, about $150 for additional on board tips, and $50-$75 per port depending on our plans. As you start planning for your voyage, you may wonder how much cash you should bring along. While most cruise ships offer various payment options, carrying some cash can come in handy for certain situations.

Keep reading to learn more about which situations may warrant cold hard cash while on your cruise. After all, what I might think is worth the splurge on a cruise, may be something that others think is overpriced (and not worth it!). Again, this is somewhat subjective, but here’s a good rule of thumb I like to follow. If it’s a large order, somewhere around $4 or $5 should be enough. Not only will this make it easier for you to navigate the ship before your cabin is ready, but it also keeps elevators from getting too cramped with those behemoth bags.

However, even if you prefer to pay with a card, it’s always a good idea to have some cash on hand—around the equivalent of $50-$100 USD. You can book your flight on whichever airline you want (and even use your airline points). There’s a team of dedicated specialists on hand 24/7 to help you in the event of a flight delay or cancellation so you can still get to your cruise ship on time. If you haven’t gone on a cruise before, you’ll have a lot of questions.

You can avoid some of the onboard expenses on a cruise, by booking these online before your cruise. Many cruisers like to prepay gratuities and even book shore excursions, so it’s less to think about, and pay, at the end of the cruise. Things to consider and plan for include shore excursions, drinks and even tips for crew members. There are definitely small and bigger expenses to budget for on a cruise. So, it’s true you don’t need cash to pay for things around the ship.

Everything on board, or a large jewelry purchase I'll use a credit card for protection. Bring at least two credit cards and reserve one for emergencies - don't use it in any ports. We typically bring $500 on a 7 day Caribbean cruise where we know we aren't buying much.

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